How to build credit with none at all?

Do you have a savings account?
With at least 5 months of income save up?

Never touch any form of credit unless you have savings in place.
I have seen financial lives destroyed otherwise.
So... make that your goal.
With that savings, later, you can make a secured loan with about 2K to develop credit.

I see you want a phone.
Lenders and that phone company are merely looking for you to be qualified.
They don't need credit.
You could get this if you have had full time employment for 1 year at full time salary.
You do not meet their qualifications.
No amount of credit could help you in that case.

Remember the most important things.
1. Savings.
2. Savings
3. Savings
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He asked before and was told that phone contracts do not build credit.
Goodness. How did this myth ever get started.
Cell phone contracts do nothing for credit.
Perhaps the employees at these places lie to people
And pay day loans do not build credit.
Neither does renting furniture.

Credit card secured

Get a fuel manufacturer bank card that has no annual cost low curiosity money rewards or cash again on gasoline - try to not raise a stability month to month. This can additionally aid you out by way of not continuously having to have in a position cash for gas purchases. There's just about no solution to budget them now anyway. You write them one examine a month and have records for each and every buy. Makes tax time a snap too.

If you
1) are 18 or older, and
2) are 21 or older, have a cosigner, or have a job or other proof of income,

then take money to a bank that offers "secured" credit cards to depositors with no credit and try only one time to get only a "secured" credit card from only that one bank. Do not try more than once. Do not try to get any credit card that is not "secured". Do not apply for a store card, a student card, or anything else that is not "secured".

First, before you apply for anything, make absolutely certain that you will be able to get it. You can either build credit or apply; you cannot do both. Applying destroys credit. Once you apply too much, you can't get credit for a year.

If you do screw up and apply for something that denies you, then stop applying, immediately. Do not try again for more than a year. It takes a year to undo the damage that you do each time you apply.

To get credit you must
1) Be 18 or older, and
2) either be 21 or older, have a cosigner, or have a job or other proof of income.

If you are under 18, stop, immediately. If you try to get credit now, you will fail, and the attempt will keep you from getting credit later. If you are under 21 and you don't have a job, a cosigner, or other proof of income, stop, immediately. If you try to get credit now, you will fail, and the attempt will keep you from getting credit later.

You need to start off small like mobile phone contracts provident loans bright house places like the that are willing to give it to you pay them back in full that's how your credit with start going up
Brighthouse dose boost up your credit btw