✔ 最佳答案
To typical people, letters from a law office are scary.
But in fact, it serves almost no purpose.
1. What mentioned in the letter does not have to be the fact. Basically, such letter can be mentioning a "he says, she says" situation.
(Basically, these letters can be issued even there are no chances to win.)
2. These letters usually serves as a per-requite for formal lawsuit (as the court will want to see a demand has been made).
In your case, you are not liable for anything based on what you have mentioned. The best way to make this get away is to show the settlement agreement. With that, it is almost impossible for that law office to act further (as there is no way to win).
Also, police report will help as well (based on what you have mentioned, it does not seem your husband is at fault).