this past year it has been 3 years to get a mortgage after a short sale (depending upon my credit score and all).
has this been laxed any yet?
I heard if Romney gets voted in that he plans to make the loans more available. anyone have any info on his exact areas of change in requirements for loans?
I am currently at the 2 year mark and have around 700 credit score, full time work for last 2.5 years at 85k and I have around 15k-50k to be able to put down payment. I dont want to look into hard money loans.
how long after short sale to buy a house?
2012-09-13 9:44 pm
回答 (4)
2012-09-13 10:17 pm
✔ 最佳答案
I have never heard Mitt Romney discuss that as part of his financial plan.Loan availability is based on credit worthiness, and the requirements are not likely to get any less stringent, if that is what you mean by "laxed any"???
Even if Romney does win the election, he will not be sworn in until January, and the likelihood of his administration making easy credit their first priority is not high.
2012-09-14 5:34 am
Rather than to raise my political voice, I will answer the question. You should not hesitate to buy now. Your credit score is healthy enough and assuming the $50k you have to put down will cover 20% in your market you sound financially sound to start again in home ownership. Go talk to a banker and find out your loan options while the rates remain unbelievably low.
2012-09-14 4:51 am
>>>>I heard if Romney gets voted in that he plans to make the loans more available. anyone have any info on his exact areas of change in requirements for loans?<<<<
You heard wrong. Moot point anyway was Mr. Romney's chances of winning are shrinking daily.
Whomever is President will not have authority to force banks to make loans.
You heard wrong. Moot point anyway was Mr. Romney's chances of winning are shrinking daily.
Whomever is President will not have authority to force banks to make loans.
2012-09-14 5:23 am
Both candidates seem to think that a large part of our national problem was that we allowed people to get loans that really should not have gotten them- so I don't think either would relax this requirement.
Find a good local loan officer and talk with them. They can guide you to the best loan and help you toward being able to buy as quickly as possible. Every situation is different- you may be able to buy now or it may take a few more years.
Find a good local loan officer and talk with them. They can guide you to the best loan and help you toward being able to buy as quickly as possible. Every situation is different- you may be able to buy now or it may take a few more years.
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