買樓初哥，按揭問題

嘩，你比咁少料，點幫你計個按揭?我計你2.5%利息，樓價3.4m，首期1.134m(3成首期)即係要貸款額要2.266m，利息就一其957k左右，即係30年每個月大約8950一個月左右，仲有代理佣金: $ 34,000.00
釐印費: $ 76,500.00
買賣合約律師費: $ 2,000-3,000
轉名契: $ 5,000-30,000
按揭契: $ 5,000-30,000
大約就係咁，不過你唔好指意一定岩，你去squarefoot到睇穩陣d，個到入個數據就幫你計好

咁梗係要知個按揭利率先喇, 要知按揭利率就先要知你想買咩單位?

住宅, 居屋, 村屋, 唐樓都有唔同....同埋你想做幾多成按揭呢??

住宅宜家恆生, 中銀, 渣打, 工銀都係最低2.15%

村屋就係渣打2.15%, 中銀2.2%

唐樓就中銀2.3%

康业信贷快递可真诚、真心、真意为你提供特快、灵活嘅物业按揭服务。

按揭利率請參考:
http://www.property.hk/mortgage_rate.php
計算按揭可參考:
http://www.property.hk/asktran_content.php?id=mortgage

計 算 每 期 供 款 及 費 用 開 支 樓價: $3,400,000.00 首期: $1,020,000.00 貸款金額: $2,380,000.00 全期供款共: $3,385,395.86 每月供款額: $9,403.88 (2.5厘息計供360期) 全期利息共: $1,005,395.86 律 師 費 及 雜 費 田 土 廳 費 用 及 印 花 稅 買賣合約 : $2,000.00 轉名契: $210.00 轉名契* : $22,000.00 樓契: $230.00 - $450.00 按揭契* : $7,375.00 按揭契: $210.00 經紀佣金: $34,000.00 註冊費: $300.00 按揭保險費: $0.00 (一次性付款) 查冊費: $30.00 * 因律師收費現已浮動, 請自行與律師行商議.
# 收費以稅務局的公佈為準. 印花稅# : $76,500.00 利率7年10年13年15年20年25年30年1.000$29,348.37$20,849.78$16,275.90$14,244.17$10,945.48$8,969.56$7,655.021.500$29,864.55$21,370.38$16,801.73$14,773.68$11,484.58$9,518.48$8,213.862.000$30,386.50$21,899.20$17,338.23$15,315.51$12,040.02$10,087.73$8,796.942.500$30,914.20$22,436.24$17,885.38$15,869.58$12,611.69$10,677.08$9,403.883.000$31,447.65$22,981.46$18,443.12$16,435.84$13,199.42$11,286.23$10,034.183.500$31,986.84$23,534.84$19,011.40$17,014.20$13,803.04$11,914.84$10,687.264.000$32,531.76$24,096.34$19,590.16$17,604.57$14,422.33$12,562.52$11,362.484.500$33,082.38$24,665.94$20,179.33$18,206.84$15,057.06$13,228.81$12,059.115.000$33,638.70$25,243.59$20,778.82$18,820.89$15,706.95$13,913.24$12,776.355.500$34,200.70$25,829.25$21,388.55$19,446.59$16,371.72$14,615.28$13,513.386.000$34,768.36$26,422.88$22,008.42$20,083.79$17,051.06$15,334.37$14,269.30