到底美國銀行有冇哩個服務?

2012-06-20 7:34 am
有個美國人想同我買嘢!金額係$1800!佢提意哩個方法俾錢!但到底美國嘅銀行有冇哩樣服務!?我怕係騙局!我話用PayPal 佢又竪持用哩個方法!唔該各位幫幫忙!

As for thepayment, i will be paying you via DIRECT BANK WIRE TRANSFER, through thisyour money will be transfer from my BANK OF AMERICA ACCOUNT TO YOUR HONGKONG BANK ACCOUNT.But before i go ahead with the Transfer i will like to explain the payment procedure to you for a safe and secure.
(1) I will go to Bank of america and make the payment first
2) Bank Of America Wire Transfer Department will send you A Payment
Notification Message to your Email Address,the Notification Mail is to let
you know I have made the Payment,and also to let you know the Transfer has
been approved.
3) Once you receive the Transfer Notification mail from the Bank then you
will go ahead and make the shipment and then send the Shipment Receipt to
the Bank.
4) Bank will transfer your funds directly to your Bank Account immediately
they get the Shipment Receipt from you,You will send the shipment Receipt
to the Bank first through Bank email Address.
The reason why Bank of America are doing this is to make sure both of us
are on a safe side and to
make sure this transaction is not for money Laundry.And most buyer normally
complains that they never get item after they make the transfer,so let me
know if
you agree with this term of Bank Of America.Because Bank Of America will
not refund money Back to Buyer once the Transfer has been Approved. So its
secure
and reliable for you and i.If you agree with this pls send me your Bank
details as Below
BANK NAME
ACCOUNT NUMBER
ACCOUNT HOLDER NAME
E-MAIL ADDRESS
BANK ADDRESS

回答 (2)

2012-06-20 8:14 am
✔ 最佳答案
有d似騙局, 個人認為唔好信佢。

Reason:

1. 佢唔問你拿香港你的銀行戶口SWIFT CODE既?
這是做國際間WIRE TRANSFER必須的。
(如果匯到歐洲, 可能都需要IBAN CODE添)


2. 做WIRE TRANSFER呢, 對方的銀行及你的銀行都需要收取手續費, 有得選擇在$1800裡面扣, 或者另外付款的。根據BANK OF AMERICA網頁, 在NEW YORK做 INTERNATIONAL WIRE TRANSFER的收費是US$35-45。

而香港你用的銀行在收取匯款時要收幾多錢手續費, 你要問一問銀行先知。

而且, 佢可以選擇把所有手續費由收錢的一方, 即係你, 去付的。

建議你要同佢CLARIFY這一點先。


3. 佢寫的第3個POINT有問題:
BANK OF AMERICA係唔會聯絡你的, 如果筆錢真係匯到了香港而又有什麼問題,
係你的戶口銀行聯絡你。


這是BANK OF AMERICA有關做WIRE TRANSFER的FAQ:
http://www.bankofamerica.com/deposits/checksave/index.cfm?template=lc_faq_wire


你睇下再同佢傾傾啦,
如果用WIRE TRANSFER, 我建議:
1. 先搞清楚雙方手續費由誰負責 (WIRE TRANSFER表格係佢去填的);
2. 建設先收錢, 後寄貨, 你可以再次表明你的誠意, 說明不會收到錢不寄貨給他, 因為對方收唔收到錢, 可以同銀行CHECK的, 無得欺騙。
參考: 自己公司經常要匯款到海外的經驗, 及Bank of America網頁: http://www.bankofamerica.com/deposits/checksave/index.cfm?template=lc_faq_wire
2012-06-23 6:28 pm
唔該你!應該真係騙局當我話要收到錢先寄貨!佢就冇再覆我E-MAIL!!


收錄日期: 2021-04-24 07:51:29
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