Top-up degree 借 non-mean loan

我上年associate degree 畢業, 但係只有self-finance offer, 屋企唔肯比documents 比我申請grant loan, 我怕借non-mean loan利息加加埋埋要還好多, 結果收棄左讀書, 依加做緊野, 仲還緊讀asso果陣借ge學費。

本來諗住自己做一兩野儲錢再讀, 但係錢儲得唔多, 仲想去working holiday...
始終都係想讀埋個degree好啲, 我想今年9月再讀返書, 所以有好幾個問題想知

1) 到底associate degree 係唔係讀top-up 適合啲? 可以借loan嗎?

2) How can I assure the quality of the top-up degree provided by different institutions?

3) Are there any other choices?

4) 我屋企唔肯比documents 申請grant loan, 我自己一個申請可以嗎? (已經沒同屋企一齊住over 1年)? 有咩extra procedures?

5) 借左幾十萬non-mean loan, 其實畢業後要點還?

6) non-mean利息好似幾高下, 會唔會畢業後變左要還好多好多錢?


其實我一同屋企講grant loan, 佢地好反對, 又冇錢比我讀, 我到依加都唔明government loan (esp. non-mean) 點計算, 點運作等等...

希望有詳細啲ge解答，如果情況ok就quit & enroll for the new programme in 09/2012

Thank you!