Term Life Insurance

2012-03-30 7:19 pm
I'm a Malaysian but have been working in HK for more than 4 years.

I'm going to buy a term insurance with death benefit USD1mil.

Age : 44
Gender : M
Non-smoker and in good health condition

Please let me know the premium your company could offer, thanks.

回答 (6)

2012-04-01 3:29 am
✔ 最佳答案
Hi there,

In view of Manulife term insurance seems pretty competitive, the annual premium of USD 1,868 is NOT LEVEL premium. I have runned their illustration and you have to pay USD 2,718 annually on the 5th year, and USD 4,578 on the 10th year.

I have an insurance plan for you, having 1 million USD coverage. Term life, annual premium USD 2,370.00 (USD 213.30 per month). Most importantly, it's level premium.
I am an independent financial advisor and I have all the products being said on this page. No matter you are looking for competitive plans nor certain insurance provider, I can find a product most suitable for your needs.

Message me for details.
Willy Cheng
2012-04-02 8:10 am
Hi ! Nice to see your request here.
May I ask you what kind of industry you do in HK?
How long will you stay in HK for your work?
Any family liability you have in HK?
All these help me to know more about my client and can do much more for you instead of just give you a proposal.
Hope you can give me more details via email to fix it up.

I am Sky Silvia, Unit manager of Sunlife Financial, kindly wait for your feedback.

Best Regards!
2012-03-31 9:05 am
Dear Barbie, My name is Annie .
I am from Manulife (International) LimitedAt least 5 years of service

Male, 44 years, Non-smoker
USD1million (Term Life Insurance ) ,Annual Premium USD$1,868, (USD$164/month)

For more details, Please feel free contact me anytime I sent my contact information to your E-mail already, Please check it

Thanks and Best regards ! Financial Planning Officer Consultant, Employee Benefits Annie
2012-03-31 12:20 am
Hello This is Eric from Manulife. For your case, the annual premium will be USD 1868, and the monthly premium will be USD 164.Medical Examination will be required.1. Electrocardiogram(ECG)- to check the heart beat pattern, so as to detect any abnormality of the heart.2. Complete Blood Picture(CBP)- an investigation to check the whole picture of the blood so as to detect any anaemia or abnormality of the blood cells.You are welcome to email me for any questions. Thanks.
2012-03-30 8:19 pm
Hello sir, my name is Jaff Wong
I am from the American International Assurance Company (Bermuda) Limited

Here I have a quote for you sir :
Male,44,Non-smoke
USD1million (Term Life): Year payUSD$2430 ($203/month)

For more details, I have already sent it to your E-mail,please check it.


Should you have any queries, please feel free to contact me at 6774-7204.

Thank you for your consideration and I look forward to hearing a favorable reply from you.
圖片參考:https://mail.google.com/mail/ca/?ui=2&ik=e83cacc4fb&view=att&th=135cdef3618f3d16&attid=0.0.1&disp=emb&zw
Financial PlannerJaff Wong
2012-03-30 8:05 pm
ManulifeMonthly us$164.00 Annual us$1,868.00 Please email me if you are interested.


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