本人遇到疑似尼日利亞騙案。

2011-11-25 5:07 pm
即買家身在UK,要求寄貨到Nigeria的子女,匯款銀行是Royal Bank Of Scotland,買家是一名鬼婆。
昨日有個自稱Michelle Kelvin的女人在yahoo留言説有兴趣買我的iPhone 4S 64GB 白色,她说出HKD$7700同我買,她還再給300蚊郵費,我答應賣給她。後来發現網上的尼日利亞騙案同她的手法一模一樣,而她的email & msn 係:
[email protected]
[email protected]
原来已在網上被熱心網友公布過。
以下是本人收到的苏格蘭皇家銀行匯款通知電郵:
Royal Bank Of Scotland**** **** SW1100305869SKM‏‏‏‏

ROYALBANKO​FSCOTLAND@B​ANK.COM

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Always show content from [email protected]

File:Royal Bank of Scotland logo.svg

http://www.rbs.co.uk/images/logo.gif

TRANSFER ORDER NUMBER

The Wire Transfer Order from Royal Bank Of Scotland Online Banking has been Approved .
TRANSFER NUMBER :- SW1100305889SKM

We have received a TRANSFER ORDER placed by our Customer ( Mrs Michelle Kelvin) have the sum of (HKD 8000.00) transferred to you () as a payment for (item ) and it has been successfully processed and has consequently been APPROVED ...The financial details of the transaction are stated below:

Transfer Receipt Confirmation

Order Status:
APPROVED
Transfer Payments Order Available

AVAILABLE
Date Placed

25/11/2011
Order Status

TRANSFER CONFIRMED
Transfer Order Number
SW1100305869SKM
Billing Information:

Transfer Status:

WIRE TRANSFER CONFIRMED
Payment Method

Visa Card/Cash
Card Number

4***********5643
Exp.. Date

12/2012
Name on Card
Mrs Michelle Kelvin
Street Address

193 HSC Edinburgh
City, State, Zip

Scotland
Country

United Kingdom
Services Purchased:
Direct Transfer /Cash
Item Amount
HKD 8000.00
Transfer charges

HKD 3000.00
Total Amount transferred to seller

HKD 8,000.00

Item Unit
units
Shipping Services
Auction Site

Yahoo Inc
Item description
Yahoo auction

http://www.rbsinternational.com/images/login.gif

Sellers Information:
Name

Email Address of the seller

Address of the seller
Hongkong

*** RECEIVER'S INFORMATION ***

Account Name :
Name of Bank:
Account #:
Branch :
E-mail address:
Contact Number:

回答 (2)

2011-11-29 7:32 pm
✔ 最佳答案
可以簡單解釋,所有銀行匯款都是由匯款人銀行直接匯至收款人的銀行戶口內,匯款人的銀行是絕對不會以任何形式發通知給收款人。而真正的匯款,只要收款人銀行名稱姓名等資料正確無誤,則會直接放款,收款人銀行亦會自動按指示兌換為港幣存入戶口內。絕對不會要求收款人提供什麼提單或速遞投寄証明。

就算在商業貿易中的D/P(承兌交單),都是由發貨人填寫(D/P)表格,連同商業發票、裝箱單、產地來源証、提單等文件交給發貨人的銀行。銀行收齊文件後會按照指示,把單據送交給對方收貨人的銀行核對。收貨人確認單據後,銀行隨即放款到發貨人指定戶口內,收妥匯款後銀行會將入數紙郵寄回給你。

絕對不會有對方銀行(付款人),直接通知收款人。銀行只會與銀行直接聯系的,若你與你的銀行關係良好,你的銀行如遇到什麼問題,才會以電話通知你。
2011-11-25 5:47 pm
銀行匯款通知? 錢收到了嗎? 還是要求你填上戶口資料以便收款?

想想看, 沒有收款人名, 戶口, 銀行有可能確認匯這麼多錢給一個未經"證實"的人嗎? "wire transfer confirm"

另外, 買家的街道地址並不存在. 在maps.google根本找不到!!
電郵地址也是虛構. 蘇格蘭皇家銀行的網址可以google search到: www.rbs.co.uk 不可能使用 bank.com尾的電郵吧?

應該是釣魚的, 不要理會或報警求助啦.


收錄日期: 2021-04-20 11:53:35
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20111125000051KK00109

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