1) An investment requires HK$100,000 initially and HK$150,000 in the beginning of each of the next two years. However, there is a return of an amount HK$500,000 at the beginning of the 4th year. Assume the nominal interest rate each year is 10%and interest is compounded yearly. Is this investment desirable?
Q2) Michael plans to buy a newly built flat in Yuen Long and will borrow
HK$3,000,000. Annual mortgage rate compounded monthly in 15 years term(under prime minus plan) of HSBC Bank is 2% with cash rebate of $30,000 backto the borrower, while annual mortgage rate compounded monthly in 15 years term(under interbank rate plus plan) of Bank of China is 1.7% with no cash rebate tothe borrower. Which offers should Michael choose?
Please show all workings, fast!
"㊣→咪走寶!!!!MATHS,只此1題★唔好汁書)_好趕+
2011-09-12 3:12 am
回答 (4)
2011-09-16 2:39 am
1. No.
Amount that will get
=100,000*(1+10%)^4 + 150,000*(1+10%)^3 + 150,000*(1+10%)^2
=$527,560>$500,000
You will lose money.
2. Bank of China
Amount paid to HSBC
=3,000,000*(1+2%/12)^180 - 30000
=4,018,565
Amount pay to Bank of China
=3,000,000*(1+1.7%/12)^180
=3,870,686
HSBC>Bank of China
另外, 下面條友真係夠串= =
Amount that will get
=100,000*(1+10%)^4 + 150,000*(1+10%)^3 + 150,000*(1+10%)^2
=$527,560>$500,000
You will lose money.
2. Bank of China
Amount paid to HSBC
=3,000,000*(1+2%/12)^180 - 30000
=4,018,565
Amount pay to Bank of China
=3,000,000*(1+1.7%/12)^180
=3,870,686
HSBC>Bank of China
另外, 下面條友真係夠串= =
2011-09-13 12:34 am
yes, they are equilateral. Do either 1 of them NOW!!!
For a limited time ONLY
For a limited time ONLY
2011-09-12 3:27 am
Maths唔識抵死題(Help!)
http://hk.knowledge.yahoo.com/question/question?qid=7011090900373
請prove
"㊣→咪走寶!!!!MATHS,只此1題★唔好汁書)_好趕+
=Maths唔識抵死題(Help!)
http://hk.knowledge.yahoo.com/question/question?qid=7011090900373
請prove
"㊣→咪走寶!!!!MATHS,只此1題★唔好汁書)_好趕+
=Maths唔識抵死題(Help!)
收錄日期: 2021-04-23 20:44:04
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