Do you have to have good credit to get low income housing?

I think you only need good credit to get luxurious homes.

HUD takes people with good credit first and bad credit last. They, like all land lords, want to be paid on time and in full when due. Even if you are only paying a portion of the fair market value of the rent.

If you fail to pay your rent on time and in full, you will be evicted from HUD housing projects. HUD has a 3 yr waiting period at this time due to the number of applicants. They are not accepting any more applicants as 3 yrs into the future is all HUD is allowed to accept. A person failing to pay their share of the rent can be replaced with someone who does pay rent almost as quick as the non payer can be evicted.

Yes you do. There is a difference between a person who doesn't make much money but lives within their means and pays who they owe on time and a person who doesn't.

Yes