信用卡戶口問題
2011-08-07 10:29 pm
如果我用信用卡全網上進行驗證，但過程需要扣除1蚊去驗證，但過幾日會比返我，但佢係話係信用卡戶口度扣1蚊，之後比返我究竟係入返落信用卡戶口定係會入返我銀行ACCOUNT？呢個過程會否收取手續費同埋利息？呢個利息會唔會係用一年計？定係只會計我果個月用左1蚊(簡單黎講姐係會用月息定利息去睇？)？呢個過程又係咪當係透支現金？
回答 (4)
2011-08-09 8:16 pm
✔ 最佳答案
佢會在你信用卡過數 1 蚊，用黎確認你張信用卡真係用得的之後會 credit 返去你信用卡戶口的
呢個過程只係"用信用卡簽帳"而不是"現金透支"
現金透支係指你拎張信用卡去提款機直接提取現金，會即時計息
而信用卡簽帳係有"免息還款期"的，每個月你會收到信用卡司比你月結單
月結單上會有列明還款期係幾時，只要在還款期前找數比卡公司就唔會有任何利息及手續費產生
2011-08-09 5:08 am
好似信用卡唔會因為驗證而扣錢,但如果經SMS,可能會收SMS收費.因為是由銀行發出,一定是不同網.
如果說扣完會俾番你,可能是在簽賬分數上做現金回贈,所以換了一元如你.
如果說扣完會俾番你,可能是在簽賬分數上做現金回贈,所以換了一元如你.
2011-08-08 10:12 pm
Officially, it is an authorization rather than transaction.
The main difference is if it is an authorization only, it will not show up in your statement.
Basically, the authorization will reduce $1 from your available credit limit. As soon as the authorization is not longer needed, it will be canceled.
It is not subject to any fee and interest (as the amount does not actually reduce).
The main difference is if it is an authorization only, it will not show up in your statement.
Basically, the authorization will reduce $1 from your available credit limit. As soon as the authorization is not longer needed, it will be canceled.
It is not subject to any fee and interest (as the amount does not actually reduce).
2011-08-08 12:45 am
當然係信用卡戶口，冇人會知你銀行戶口號碼，不過點解要有驗證，安唔安全，你知道做緊咩嗎﹖
收錄日期: 2021-04-13 18:08:49
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20110807000051KK00514