3% additional charges

2011-08-02 11:02 pm
I bought a washing machine and paid it by credit card.

The company added 3% handling charges on it.

I wish to know :-

1. Do they really have to pay 3% to their banker or they take my 3% as part
of their profit.

2. Some company, such as Fortress ; Broadway , do not levy 3%
additional charges, why they can while others cannot ?

回答 (4)

2011-08-05 11:12 am
✔ 最佳答案
Bankers might charge different commission rate to shops/companies subject to their transaction volume. (normally higher the volume > lower the commission rate and the vice versa)
You may lodge a complaint to the bank regarding the extra 3% being charged.

2011-08-07 02:05:19 補充:
Banks and shops have agreement for not charging any surcharge to cardmembers, so the shop violates the agreement therefore you have the right to conplain the shop.
2011-08-07 12:18 am
呢啲係行規,信用卡公司都要拆帳,否則由誰人承受你嘅信用,如果商戶講明要收charge,你可以選擇俾現金,或唔買﹗
2011-08-04 12:46 pm
現正進行一個有關就業調查網上問卷

敬請各位能夠抽空參與此調查
此問卷只花閣下5-10分鐘
各下所付出的時間將會對此調查做成莫大的幫助

>>>問卷按此<<<

完成問卷後將會有專人聯絡, 提供工作機會介紹
2011-08-03 4:32 am
根據信用卡總會規定,除現金貸款及賭場提取籌碼外,其他交易商戶一律不可以向信用卡客戶收取交易手續費.
如遇商戶要求收手續費,客人有權拒絕支付.當然商戶亦有可能因此而唔做你生意.


收錄日期: 2021-04-13 18:08:22
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