急!20分!有關美國使用電匯至香港問題

1. 要2-3日左右。
2. 香港呢邊銀行要收，HKBANK收60港元。
3. 會存入銀行戶口內，換至港幣。
4. HKBANK收60港元，其他銀行差唔多。
5. 美國付款人去銀行付款，填寫香港收款人的資料，包括銀行名稱，地址，銀行SWIFT CODE，戶口號碼，姓名。
6. 係

１。不是　大概１－２天
２。視乎銀行而定
３。會
４。日日不同　很多時候免費　賺匯水
５。ＳＷＩＦＴ　ＣＯＤＥ　銀行　ＡＣＣＴ　號碼
６。大部分銀行也可以

數目少的話　用ＷＥＳＴＥＲＮ　ＵＮＩＯＮ　１５分鐘到帳，手續費規少少，不過如果得＄３２２　美金　都系５好匯　你當借會方便好多　否則１０％　手續費　麻Ｑ煩。

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1. It depends on the route of the wire transfer. If direct wire (originating bank to destination bank), 3-5 business days. It may take even more when more banks are involved.

Example of Direct wire - HSBC Bank USA to HSBC Hong Kong

Example of Indirect Wire - Wells Fargo to HSBC Hong Kong via HSBC Bank USA.

2. It depends on your account type. In most of the case, yes.

3. It depends on the currency unit of receiving account. If the account is a USD account, it will not convert back to HKD, but stay in the USD.

4. No fee for current customers (However, the exchange rate varies).

5. SWIFT code and account number of the receiver account. Also his/her name and address, phone number as well.

6. Technically yes - the issue will be how long (the route) and how much (more banks involved, the more expensive the transfer).

7. See #2.