按揭期內出租,銀行查閱通訊地址有變,如何處理?
回答 (4)
2010-11-15 6:53 pm
如私自把物業出租，有關機構可以因為你破壞合約而逼令你全數清還甚至告上法庭。有可能犯法的事不便詳談，你現在或許可以趁樓價升了那麼多，嘗試找另一間銀行或財務公司做七成轉按吧了！
參考: Myself
2010-11-12 5:14 am
002 is really wrong! The falsified activities are CRIMINAL OFFENCE ! would have Criminal Record for life (many people do not understand the serious damaging of this Criminal Record!)
Your Tenant and You would both liable. And if someone hold this fact'' to blackmail in the future, what would you do ?
Only way is --discuss with your bank,
No way you could hide, bcs they have been asked for the proof, that mean they should have some concreted information at hand.
You are not the real Landlord! The Bank is ! Why? You did not pay all the $$, they paid for you and in equity sense, the Bank is the real Landlord. You leased out their property without their consent, you made the criminal offence, understand?
They have the legal right to sue you for the damage. So, negotiate with you bank, see what they want!
Your Tenant and You would both liable. And if someone hold this fact'' to blackmail in the future, what would you do ?
Only way is --discuss with your bank,
No way you could hide, bcs they have been asked for the proof, that mean they should have some concreted information at hand.
You are not the real Landlord! The Bank is ! Why? You did not pay all the $$, they paid for you and in equity sense, the Bank is the real Landlord. You leased out their property without their consent, you made the criminal offence, understand?
They have the legal right to sue you for the damage. So, negotiate with you bank, see what they want!
2010-11-11 8:05 pm
多謝意見 !!
我是做 7成+ 兩成是HKMC.
我同租客係熟朋友,所以冇打厘印,現在我可以轉返住址以及收費單為我嗎?
如作最壞打算是如何?
thx !!
我是做 7成+ 兩成是HKMC.
我同租客係熟朋友,所以冇打厘印,現在我可以轉返住址以及收費單為我嗎?
如作最壞打算是如何?
thx !!
2010-11-11 7:57 pm
七成以上按揭完全不得出租，你同租客king，將其中一項轉你名，否則被銀行知道，会告你賠償！
七成以下要加息，及追討欠了的利息及手續費！
七成以下要加息，及追討欠了的利息及手續費！
收錄日期: 2021-04-13 17:38:08
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20101111000051KK00296