銀行兌換現鈔

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[匿名]

2010-10-31 9:01 pm

我想兌2000元歐羅作旅費之用, 眼見電匯匯率比現鈔低, 所以想先去銀行開個外幣戶口在低時買入, 之後再到銀行提鈔

問題:
我用ebanking買會用電匯匯率個價(假設係10.8), 咁到提鈔時, 銀行會用10.8兌俾我定還是用提鈔果一刻既現鈔價/電匯價兌俾我架??

更新1:

thanks~ 須然不牽涉匯率, 但我知有d銀行要補水, 補水係指現鈔同電匯既差價x我兌既銀碼嗎? 定係會收手續費? 手續費會大概幾多? 唔該~

回答 (2)

F.P.

2010-11-01 1:58 am

✔ 最佳答案

你先透過 e-banking 用港幣買了歐元, 那便已經有歐元存在戶口. 其後你在戶口直接提取歐元現鈔則不牽涉匯率了. 不過你要知道, 直接提取外幣現鈔每天設有上限.

2010-11-01 10:22:04 補充：
提取外幣現鈔超出每天上限便要補水

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Ling

2010-11-02 4:43 am

If you have already purchased the Euro on the internet, there will not be any exchange rate involved . However, some banks charges you handling commission for withdrawal of cash in foreign currency while some do not charge any handling commission but there will be a maximum daily limit..

e.g.we can withdraw any foreign currency in one thousand dollars per currency from our bank account with HSBC free - .US$ & RMB will have a different daily limit

BEA will charges handling commission on all foreign currency except RMB and US$

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