please help

2010-08-27 9:24 pm
i want to ask if i have a current a/c of city bank in usa.May i issue a cheque to
pay hku tuition fee in HKD?

one more question,i want to pay tuition through wire transfer, is any bank at my home country can do that?

回答 (3)

2010-08-27 10:06 pm
✔ 最佳答案
No, you cannot issue your USA City bank cheque to pay your tuition fee in HK with HKD, because HK City bank have different system to US City bank.

If you want to issue the cheque to pay your tuition fee in HK with HKD, you have to issue this cheque from any of your HK bank account.

Most of banks in US can do the wire transfer to any bank account in HK, you just need to ask your school in Hong Kong and provide you the account details.

I will recommend you transfer your money through the bank you have account in US because the transaction cost will be lower.
2010-08-29 5:35 am
open an new acount in HK citibank.

write a check or transfer all your money you need into new acount.

then use the HK new citibank acount to write check for all you need.


2010-08-28 21:37:19 補充:
sound like you are college level person, you should know how to deal with the banking...
talk to the citibank rep in Hk, they should know exactlly what you can do.
2010-08-29 4:22 am
由美國寄美元支票係唔可以直接存入收款人在香港嘅港元戶口 , 除非收款人在香港有美元戶口, 就可以直接存入去。
你可以由美國做 Wire Transfer 匯錢到收款人嘅港元戶口, 你可以寄美元嘅數碼 或者港元嘅數碼。 比如你要寄HKD2,000 俾收款人, 你可以到你在美國的開戶銀行同 Customer Service 講, 你要收款人收到 exactly 港幣 二千元。 Customer service 就會同你查到當時嘅 rate (匯率) 話比你知要在你戶口扣取相當嘅美元同手續費。 你亦可以直接寄美元, 比如USD260, 但係因為匯率每日不同, 收款人就可能收不到HKD2,000 的港幣。
做 Wire Transfer 需要的質料 :
你要匯款到香港, 你要俾下面資料俾你嘅匯款銀行(比如 Citybank)
1. 收款銀行名稱
2. 收款銀行地址
3. 收款銀行 Swift Code (銀行代碼) 是全世界銀行互相匯款時用來代表該銀行的代碼, 一般是 8 個英文字母, 有些銀行會在後面加上分行代表數字 ,如匯豐銀行的 Swift Code 就是HSBCHKHHHKH, 後面的 HKH 就是代表總行。
4. 收款人姓名
5. 收款人地址
6. 收款人戶口號碼

當你到銀行匯款時, 銀行會在你的戶口扣取匯款數目同手續費。 然後通過電腦, 很快在香港的收款銀行就會收到消息而將款項存入收款人戶口, 同時亦收取手續費。
你可以請你的學校寄給你 Wire Instruction, 然後照住做 。
參考: 在美國的銀行匯款部做


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