香港政府降低「樓房」按揭成數，是否表示香港樓房價格還會再升？

Only property agents will tell such a big lie!! I hope you are not one of them. Don't ever be cheated by property agents who just want to increase their profits/income by reaping you off. People dare not discuss or face the fact that property prices now is even higher than that of 1997. How can Hong Kong estate owners escape from being negative equity holders when property price drops sharply once again like that after 1997.The World economy is on the downturn. Even China is facing a dilamma herself. According to Mr. Cho Yan Chiu, the property market has a 7-year cycle of rising property prices and it is followed by 7-year cycle of falling property prices. The risinjg cycle started in 2003 and ends in 2010 and is then followede by a 7 years falling cycle.

政府降低按揭成數從理論上令置業者入市比較困難。由於入市者唔止係本地人士，好多炒家基本上唔係同本地銀行借，而地產商「篤數」情況嚴重，所以從根本將資源從囤積者手中釋放出嚟比較增加供應或加大按金嚟得實際。樓價升幅在乎購買者財力，而香港係自由市場，近日資金似乎係入緊，所以我唔認為樓價現階段會急速下滑，不過準備置業者就要留意市況變化。升與跌在於市場資金是否追捧，而炒家現在祇會靜觀其變，所以我會覺得貴價物業會下調而中、下價樓會企定。另一個考慮因素係美國量化經濟會令物價最終加價，亦即現鈔購買力減低，所以樓價升在量化經濟底下又似乎係必然！
僅供參考！