Make the list!
So you know what you have to do in your life.
For example:
Billing:
You hate pay the bill every month, then you can set auto pay in PPS or through your bank, then you only need to check 1 bank statement instead of many different bills.
Debt:
If you have many debt and make you headache, you can find some companies to help you re-organize your debt - they called 債務重組
Cleaning your apartment:
Find some parttime maid and go to your place once a week to do all the cleaning job, it really save a lot of your time and not expensive, I paid $80 per time for my 350sqf small apartment
Too many clothes:
If you don't want too much trouble, you can give those clothes you will not wear anymore to your friends or donate to charity.
If you want to make some money from your old clothes, then you need to do a little work, like take those pictures and put it on website for sell, for example -
http://hongkong.craigslist.hk/clo/
Anyway, in my opinion, if you have money, then everything can be simplify because you can pay to someone and help you take care those complicate and small things
Let me know what is your specific problem and I will try to give you an advise is against to your problems.