1.我想問係中國銀行開RMB活期存蓄戶口要咩手績/費用?
2.而家HKD存款年利率是0.010%~每日計算一次,每半年付息一次,咁姐係咪咁?
5000X(1+0.00002739726)^365
*0.00002739726=0.010/365
=>$5050??
3.計息係咪公共假期/假日都計?
銀行活期存款
2010-07-16 8:49 am
回答 (2)
2010-07-16 10:43 am
✔ 最佳答案
1. 不用費用,有香港分份證即可開戶戶口一天最多只能買入2萬人民幣
2.利息 = 本金 X 利率 X 時間
假切你本金不變 有HKD100,000.00, 半年派一次利息
HKD100,000.00 + (HKD100,000.00 X 0.01% X 182 / 365)
= HKD100,004.99
2010-07-16 10:14 pm
Joe 的計算是 simple interest, but bank would use compound interest
5000X(1+0.00002739726)^180 = HK$5,024.72 after half yr
HK$5,024.99X(1+0.00002739726)^180 = HK$5,049.56 after 1 yr
bank would use actual / 360 rule.
5000X(1+0.00002739726)^180 = HK$5,024.72 after half yr
HK$5,024.99X(1+0.00002739726)^180 = HK$5,049.56 after 1 yr
bank would use actual / 360 rule.
收錄日期: 2021-04-23 18:29:08
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20100716000051KK00078