如何計算買樓的銀行貸款?

💰 財經台租務及房地產

[匿名]

2010-06-03 3:12 am

想借銀行貸款買樓, 用現在利率計算, 借五十萬分十年還, 每月約供多少? 請高人指點! Thanks.

回答 (3)

匿名

2010-06-03 9:47 pm

✔ 最佳答案

Loan = HK$0.5m
Loan Tenor = 10yrs = 120months
Annual Nominal Interest = P - 3.15% = 2.1%
Effective Monthly Interest = 2.1% / 12 = 0.175%
Montly Repayment = HK$0.5m x 0.175% / {1 - [(1 + 0.175%) ^ (-120)]} = HK$4623.10

👍 0 👎 0

Cyn

2010-06-04 9:11 pm

這裏可以幫到你
http://acionirnsw.w88.haohaohost.cn/yahoo.com.hk/hk/auction/178987536

👍 0 👎 0

[匿名]

2010-06-03 7:45 pm

唔駛點計架啦,多數都係你借幾多,乘2倍,然後除番年期,就係你嘅每月還款額.

參考: 自己

👍 0 👎 0

收錄日期: 2021-04-23 18:50:41
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20100602000051KK01163

檢視 Wayback Machine 備份