如何計算買樓的銀行貸款?

Loan = HK$0.5m
Loan Tenor = 10yrs = 120months
Annual Nominal Interest = P - 3.15% = 2.1%
Effective Monthly Interest = 2.1% / 12 = 0.175%
Montly Repayment = HK$0.5m x 0.175% / {1 - [(1 + 0.175%) ^ (-120)]} = HK$4623.10

這裏可以幫到你
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