Your firm has taken out a $500000 loan with 12% APR for some commercial property . As is common in real estate, the loan is a 5 year loan based on a 20 year amortization. This means that your loan payments will be calculated as if you will take 20 years to pay off the loan, but you actually must do so in 5 years. To do this, you will make 59 equal payments base on the 20 year amortization schedule and then make a final 60th payment to pay the remaining balance.
點解個答案年份係20-5???
幫我解釋呀吾該!!!
Finance urgent!!!
2010-04-29 11:29 pm
回答 (1)
2010-04-30 4:39 pm
✔ 最佳答案
Month
Monthly Regular Payment
Interest Payment
Principle Repayment
Outstanding Balance
0
500000.00
1
5293.12
4744.40
548.72
499451.28
2
5293.12
4739.19
553.93
498897.35
3
5293.12
4733.93
559.18
498338.17
4
5293.12
4728.63
564.49
497773.68
5
5293.12
4723.27
569.85
497203.84
6
5293.12
4717.86
575.25
496628.58
7
5293.12
4712.41
580.71
496047.87
8
5293.12
4706.90
586.22
495461.65
9
5293.12
4701.33
591.78
494869.87
10
5293.12
4695.72
597.40
494272.47
50
5293.12
4421.50
871.61
465099.34
51
5293.12
4413.23
879.89
464219.46
52
5293.12
4404.88
888.23
463331.22
53
5293.12
4396.45
896.66
462434.56
54
5293.12
4387.95
905.17
461529.39
55
5293.12
4379.36
913.76
460615.63
56
5293.12
4370.69
922.43
459693.20
57
5293.12
4361.93
931.18
458762.01
58
5293.12
4353.10
940.02
457822.00
59
5293.12
4344.18
948.94
456873.06
60
461208.23
4335.17
456873.06
0.00
With 12% effecitve annual interest rate, the monthly repayment is $5,293.12. The outstanding balance after 59th payment is $456,873.06
Hence, the last payment would be the outstanding balance + interest = $461,208.23
收錄日期: 2021-04-23 18:25:24
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