✔ 最佳答案
It's best to change your HKD into GBP when you are in Hong Kong.
You will have a better rate if you book in banks in advance.
If you are in England / UK and want to change some HKD into GBP,
may I advise you to use the exchange services in only one of the following two points : 1) Post Offices in UK, 2) Marks and Spencers in UK
Yes, you can use your HK Credit cards to take GBP cash out from UK Cash machines, but the HK bank will charge you admin fee per transaction, and the exchange rate will be bad. Also, if you think HSBC or any other bank in UK have a good exchange rate ~ you will find you are wrong. M&S and Post Offices have the best rates if you are exchanging cash.
Last thing, a thing to beware of, when you are exchanging HKD into GBP in Hong Kong (ie: in banks), you may be asked would you like to have Banknotes in GBP 50 or GBP 20. I would advice you to have GBP 20 if you are just buying things, although it is of smaller value and you will need to carry more banknotes, most shops in UK will be more happy to accept GBP20 bank notes. If you use GBP50 notes, the shops will check and examin it very carefully, and may use up some of your shopping time.
Hope the information above is useful.