滙豐信用卡

There is no promise the application will be success. The reason why you receive the invitation letter is simply because you currently don't have HSBC credit card and you had fiscal income in last year.

The card centre won't proceed to check your credit grade/rating before it sends you the invitation letter. It is still possible for the card centre to reject your application by reviewing your credit history and credit grade/rating.

If you necessarily mean that you won't apply for the credit card when there is no 100% chance on succeed, then I am afraid I will say - don't bother to apply for it.

The following is my personal opinion:

What is your purpose on applying for the credit card? Simply just want to have one around? Plan to buy something by installment? Purchase something online?

Identify why you want to apply for the credit card first, and give yourself some days (e.g. one day before the invitation expire) to consider if you really need it. If you don't really need it, then forget about it. If you really need it, then you just need to make sure that you won't get yourself into trouble again.

L 網友的意見正確！第一位回答者的答案太想當然了！

樓主即管嘗試申請一下吧！答案自然就知曉！

但我以一個曾破產人士的身份告訴你，百分之一百會被銀行拒絕！

別說信用卡，我太太想申請一張附屬卡給我也被拒絕呢？

請參考一下我在同類問題中的答案吧！

http://hk.knowledge.yahoo.com/question/question?qid=7010011500645

你是否有十足把握?是否有朋友有此經驗?

破產期已過,說明你巳恢復自由.只要你有工作和收入証明,相信申請信用卡是不會有什麼問題的.滙豐銀行可能有了你的工作资料,所以才寄邀請信給你的.你放心去申請吧!但要切記,簽卡時要克制,並要吸取你破產的教訓.