美國移民與退休褔利

OMG, what J_hungray brother you talking? i through you lived in US for long while...

every year, usually in the beginning of Januray, the SS office will mail you a letter statement undate the statue about your social security benfits.
had you get one yet? i received mine week ago.

that is not a matter how much income you had made. citizen or non citizen is not a matter.

the factor is how many seasons you workded.
for a person to receive his/her social security benfit ( retirment and medcard ) is base on ----- that person must worked 40 seasons ( one year = 4 seasons ) before the retiremnt.
yeap, that is minium full 10 tax years.

as i say before, check the SS letter from mail. or you can go online and check it yourself. ( type in his SS number ).

people earliest to receive partial SS is at age 61.

據我所知,永久居民及公民只要合乎條件(收入等問題)就可申請，詳情可在網上尋找


1)SSI, EAEDC, and other cash assistance programs
2)Food stamps, food pantries, Meals on Wheels, and other nutrition programs
3)MassHealth, Medicare, Prescription Advantage, and other health care programs
4)Home care assistance
5)Fuel Assistance, Citizens Energy, Utility Shutoff protection, and other energy programs
6)Rent vouchers, public housing, supportive housing, and other housing programs
7)Paratransit, Elder Van, and other transportation services
8)Social Security Retirement Program (要集齊credits as an employee or a self-employed worker paying Social Security taxes,才能申請~

In a simple answer, no.

Social Security and Medicare are the only benefits for the elderly.

For both benefit, the minimum requirement for entitlement is at 40 work credit (which is about to be equivalent 10 years) in order to qualify for the benefit.

In a simple way, assuming your father starts working in the United States now, unless he works until 68, he will not be eligible for anything until then.

However, your father has another problem by then, which will be how much he can get.

Medicare is a public health insurance for elderly, so there is no payout. As soon as he meets the above, he will be covered.

However, Social Security is a cash-based benefit. How much he can get depends on how much he has contributed. So even he qualifies, he may not get enough for the retirement (or disability).

Supplementary Security Income (SSI) is a solution to resolve this issue. However, it is not a benefit, but a welfare, which subjects to income and assets requirement. However, his eligibility will be shortened from 68 to 65.

So SSI will be your father's only choice.

Look, this question is not that simple. There are not much benefit on US pension system as US Pension system is self contributory, that mean the more year you pay for the system (Via tax or direct payment) the more you get out from pension.

Assume you are asking the 401K which most US resident use as retiring profolio. you cannot use or withdraw from your 401 K until you are retired, however, you can trade or write off your 401K anytime you wish. That does not need to wait until you are 65.