Rear ended in a three car crash. Who's insurance is liable?

2010-01-30 12:27 am
I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car 2 got heavy damage.
the rear bumper of car 2 almost no damage. also, the front of car 3 look like new.

Problem is car 2 insurance only agreed to pay 50% because they said after car 2 rear end me , car 3 rear end car 2 that make further damage to my rear bumper.

Car 3 insurance will not pay anything because base on the damage they found, car 3 can't make any damage to me.

The repair cost is less than 1000 ( my deductable) , I don't want to use my own insurance to repair my car, coz I think my ins co will not fight for my 1000 deductable.

What I can do? I am not agreed what the car 2 insurance co said. Should I go to small claim court or.... its only 850 dollars.

回答 (8)

2010-01-30 12:39 am
✔ 最佳答案
Fix your car, submit request for reimbursement to car 2's insurance company. Tell them if they feel car 3 should bear some of the cost to collect it back from car 3, car 2 hit you are is clearly 100% responsible for your damage.

And yes, your own insurance will fight for your deductible back.
2014-05-09 1:36 am
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2016-10-19 9:48 am
you would be paid one hundred% much less your deductible by your coverage company under your Collision coverage. In turn, they're going to subrogate against the coverage company for the occasion who rear ended you to get well a minimum of 50%. This although could be effected counting on what state the loss happened in. 50% may be a bar to restoration. Edit - forgot to show your coverage adjuster will understand in case you rearended the motor vehicle in front of you first. do no longer think of for a 2d they won't. it incredibly is a sprint element call physics and the flow of means. additionally, the two you and the occasion in lower back of you're in charge for the wear to the 1st motor vehicle. The coverage companies will subrogate and cope with it thus.
2015-12-16 8:55 pm
2014-12-22 1:47 pm
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2014-09-27 2:28 am
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RE Rear ended in a three car crash. Who's insurance is liable?

I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car ...show more
2014-08-22 12:01 pm
At - INSUREDEAL.INFO- you can get quotes in just a few minutes

RE Rear ended in a three car crash. Who's insurance is liable?

I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car 2 got heavy damage.
the rear bumper of car 2 almost no damage. also, the front of car 3 look like new.

Problem is car 2 insurance only agreed to pay 50% because they said after car 2 rear end me , car 3 rear end car 2 that make further damage to my rear bumper.

Car 3 insurance will not pay anything because base on the damage they found, car 3 can't make any damage to me.

The repair cost is less than 1000 ( my deductable) , I don't want to use my own insurance to repair my car, coz I think my ins co will not fight for my 1000 deductable.

What I can do? I am not agreed what the car 2 insurance co said. Should I go to small claim court or.... its only 850 dollars.
2010-01-30 12:42 am
first was there a police report? car 2 hit you he should have been cited for clear following to close and so should car 3 have been cited. Sounds like you are being cheated. I would call both insurance comapnies tell them you are suing both for repairs and that you are prepared to let the court decide.
YOU had no way of preventing this accident, they both did, you will win. plus when you file in small claims, ask for court cost to be included in settlement. good luck Without a police report this could be bad though!
2010-01-30 12:31 am
up to you.

went to small claims and won. never got anything as they said it was up to me to collect.
does that make sense?


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