借左錢比人,佢唔還算不算犯法?

2009-10-29 5:31 pm
唔多熟的人借左我一萬,起初想幫佢過難關,誰知人家過橋抽板,一年多了,失左踪咁,最近連電話都改埋,唔知可否告佢?程序會係點?告佢有用嗎?
更新1:

沒有借據,我有佢id number, 睇來都無用,謝謝仁兄指點

更新2:

好多謝你們的意見,我目前仍未知點做,我只乎是太信人了! 另外,想問Gary,似乎你擅長外國升學、移民,我可否請教你多一點? 我正在study cross cultural psychology, 想知道多一些有關school bullying in USA or Britian,你可會有什麼心得?or any experiences? If yes, would you like to share? Just for information collection.

更新3:

eco30366 , Gary and Lammark88 你們都超級好人,都將心此心咁代入我的處境來答我的問題,使我好感激。 我都知取回已出之錢實在機會太低,除非那借錢者突然良好發現啦!一萬說多不多,在很多人來說,可以話不是錢,但對現在的我來說,那錢足可求命啦! 佢借我錢後一直距絕對我對話,只留過一個sms給我:「我知係我唔啱,死都會還翻比你!」個message一直留住,睇下有冇用。可借佢連mobile number 都change 埋。 Thanks to all those try to put your shoes into my feet, Many many many thanks.

回答 (6)

2009-10-29 5:59 pm
✔ 最佳答案
呢位老友一定係一位老實人啦,連唔多熟人都可以隨手借一萬比佢?睇怕你呢錢都係凶多吉少啦!

乜你無聽過「財到光棍手,一去無回頭。」呢句至理明言咩!

你當然可以去小額錢債度告佢!

但係你先要有借據(證明佢真係欠你錢)、佢地址(你要搵到呢個人同埋向佢發上庭傳票)、你重要比錢法庭先會做(雖然唔係好貴)!

你有齊上面然後去小額錢債辦手續,但係你一定要有佢地址先得。如果唔係傳票送唔到比佢係無辦法繼續。

就算你有借據、搵到人,但佢唔出庭或者出庭後依舊唔還錢。你都係吹佢唔脹。

係,理論上你可以係法官判你贏之後,佢重唔還錢時可以申請查封佢物件。但第一你又要使錢請執達吏,第二你唔知佢重有無比你查封。

所以告佢其實點睇都係勞民傷財,費時失事事。

當然我唔係阻止你告佢,祇係告佢實際效用唔大。

事到如今,你祇好將呢件事當買個教訓啦!記住一次小心啦!

2009-10-29 09:59:55 補充:
sorry 係下次小心至。

2009-11-03 09:55:51 補充:
呢位老友你留過 sms 幫助唔係咁大,因為就算能夠證明度當日 send sms 比你個電話 no 係佢用,但係無辦法證明係佢 send 比你。
佢可以抵賴話唔知邊個用佢部手機 send 個咁 sms 比你,咁事實亦都係證實唔到係佢本人 send 。

2009-11-03 09:56:00 補充:
所以成日話要有白紙黑字借據就係咁解,佢唔認數時法庭可以對筆跡。雖然亦未必一定得,但起碼有可以做。
重有佢話點都還比你,呢個亦都係一個令你告佢唔入地方。因為佢重來無講過唔還錢比你,祇不過你無講實幾時還之嘛,咁有未還比你囉。呢個當然係無賴講法,但係足以令到法庭同警方唔接受你說話。
你最低限度要同佢定一個期限佢都還唔到先有得告。當然要有白紙黑字,唔係又各有各講。你講一個日子,咁佢又話唔係講好佢死個日至還家嘛。
另外我就未去差館告過人,但我都相信比意見個位 eco30366 無講大話。而且警方唔受理私人債務祇係基本常識。
2009-10-31 6:49 pm
005 那位 Gary博士 叫人地去報警系多餘,你乜証據都無得個 id no 差人又點會幫你落案呀?
大佬你報過案未呀?
你是但比個 id 差人,話呢個人欠你錢。
咁你點證明呢個 id 屬於你講人呢?
你要點證明對方欠你錢呢?
呢個人依家又身在何方呢?
你乜都答唔出,但又要求人地信你一面之辭呀?警方係唔會無端白事查其他人資料!
最重要係好似其他幾位咁講,你無證無據口同鼻拗。
而且呢 d 唔屬刑事,祇系私人債務問題,警方又點會動用警力同公帑幫你去追債呀?系都幫大銀行追先啦。
我祇系想提醒發問者千祈唔好比人誤導,浪費時間真系去報警,到時比人噴到一面屁兼白行一次就無癮啦。

2009-10-31 10:57:30 補充:
順便答埋 004 。
你乜鬼證據都無,真系好難告得入。
你話有人証,對方夠隨時可以搵幾十人出埋証明佢無借過錢啦。
始終無白字黑字都祇系口同鼻拗,點計都系蝕底。
報警就唔使諗啦!
如果對方無失你可以考慮民事訴訟,到時睇下法官信邊個啦!
不過你証據始終都系好薄弱,想告贏唔系咁輕易。

2009-11-01 10:07:36 補充:
所以我未問你報過警未囉?
你話無人可以系呢度答到呢個問題正確答案?
我就話比你聽系百分百唔得,因為我試過用同樣理由去報案,上面 d說話就系差人同我講。
你唔信就夠膽即管自己去差館試下,唔好淨系坐系到話一定得。
大家用常理分析下啦,我同「博士」你並唔認識,但假如我有你個真名同 id no,咁系未代表我去差館報案話你欠我錢就得呢?d 差人系未要立即殺上你屋企搵你協助調查呢?
諗下都知無可能啦。要講證據。唔通的差人真系得閒無做?
而且講極你都唔明,私人財務糾紛唔涉及刑事,差人系唔受理。
你估你系特首同高官親戚呀?提下就有人幫你攪掂?

2009-11-01 10:07:46 補充:
我唔系想同你爭 d 知識分數,所以我用意見欄發表。
因為我覺得其他網友己經答到問題,而你說話可能對發問者做成無必要困擾,所以先講自己親身經歷,唔想發問者浪費時間去差館。
2009-10-31 1:24 am
I kind of not agree with the rest of the answers.

I will say it depends.

The reason is his motive. If he intentionally avoids you, he may commit fraud already (because he never has the intention to repay you, but he made it like he would at the moment).

I will say you contact the police first and see if you have a case.

ID number actually is useful because current privacy regulations limits the disclosure of personal information. Therefore, you will not know his ID number unless he tells you.



2009-10-31 16:07:20 補充:
Send me a PM and we can talk more from there.

2009-10-31 16:11:54 補充:
My response is you are neither the police or the person who does the borrowing. How do you know it is not criminal at all?

The nature of the case depends on the situation itself. Going to police is one of the options. It may not success, but it still has a chance.

2009-10-31 16:13:17 補充:
The most important is no one here can really answer this question - Does the borrower intentionally commit fraud in this situation? Since no one knows, the best way to do is contact the police.
2009-10-31 1:16 am
如果6位數字以上,又係無借據,但有我朋友做證,可否報警.
2009-10-30 6:12 pm
樓主你好!
小女子都好認同上面兩位意見。
你得佢個身份証號碼係無用,咁唔通我是但抄低人個身份証,就能夠話佢欠我錢咩?
而且老實講你報警的警察都唔會理,佢梗會話呢係私人財務糾紛,不涉刑事就打發你走啦。
所以都係聽001講,睇開當買個教訓啦。
參考: 小女子愚見,講得唔好勿怪。
2009-10-29 6:41 pm
如果你地只係囗頭講,而無借据或證人之类,我睇當破財算了,你就算報警或告佢都無用架,到時揾到佢佢死口唔認,你只會白做,如果你手頭上有證据那就好辦。

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