What are your best money saving tips ?

1. Stay out of the shops. I do my main shopping once a week, and go late when reduced prices are reduced again for the last time. If I went shopping every day, I would spend each time. It is easier and less tempting to just stay away.

2. Read newspapers online.

3. Cook more than one meal at a time. It takes less power to reheat or microwave next day, than to start from scratch. Use less meat and more veg. It is healthier and cheaper.

4. My immersion heater is timed for two hours morning and night. I don't need constant hot water when I am at work or asleep in bed.

5. Dry laundry outdoors. Folding items neatly reduces ironing to the minimum.

6. Do online comparisons for insurance renewals. My comprehensive car insurance renewal quoted €447, and an online search found equal fully comprehensive for €285 with a different insurer.

7. Wash your own hair at home, and delay haircuts for a further one or two weeks, or let it grow long.

8. Go to bed earlier. Saves light, heat and late night nibbles.

9. Wear what you have and don't buy more until necessary. Even then, check charity shops first. They often have new items donated.

10. Cook at home and don't eat out. Bring packed lunch to work.

11. Invite friends around to play cards or scrabble / watch videos / have a musical jamming session instead of going out on the town.

12. Find free or nearly free (concerts, exhibitions, talks) things to do when you do go out.

13. Pay anything saved as extra off credit card or other loans. Getting rid of debt saves a bundle of interest

14. Find a bank account which will give you interest on your credit balance, charge no fees monthly, and allow overdraft facility without penalty. This facility is just a comfort zone. Make sure you don't need to use it, by monitoring your account closely.

15. Join a credit union. If someday you do need a loan, you will qualify to get one quicker than with a bank.

16. If you have any other money over, pay more of your mortgage now while interest rates are low. This will benefit you in the future if those rates begin to skyrocket.

17. Research holidays well, before you book. I had a week in France for less than €200 including budget flights, meals out and all other expenses. I stayed in a youth hostel. That price would hardly cover a weekend away, at home.

18. Keep a budget record of your spending. I do mine on an Excel page. It helps identify where money has been wasted, and also to see clearly which were "wants" or "needs".

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Usually, that's too long for me. I think it depends on the guy and also his face though. Certain guys can easily pull off long hair and other folks can't.

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Great tips!

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Well, the reception is the biggest cost of a wedding.. Have an earlier, think early afternoon (2:00), Saturday wedding at a beautiful park or botanical garden. That way there are already plenty of flower & gorgeous scenery! At the reception nobody will want heavy food or drink much at that time of the day so serve horsdevores and just a single signature cocktail or just champagne & sodas. You can't scratch the dj and opt for a string trio which would could much less, especially this early in the day. It would be very elegant alternative!

So..
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first of all, i am a Chinese Canadian; 1. i don't know why family never teaches kids how to buy grocery or save money. everyone is so fat and eat like junk everyday in my hood. that's not even funny.. they believe buying junk food can save money. no... cook your damn meal everyday. spend at least 30mins to cook and 30 mins to eat. i cook 1 hour for dinner and another hour to eat. the moral of the story? cook at home.. so you can save money, stay health and in the long run; save your health cost too. sure we have universal health care. does that mean you should get fat and sick? and live down by the river and eat the government cheese? 2. buy bulk and go to the lowest tax area.. did you know the biggest expense for Canadians are taxes. so once a week, i drive to Washington State to fill my tank and buy grocery. in this way, i avoid the carbon taxes, recycle package fees and all those none sense green taxes. i save about 200.00 month by doing 2 hours work.. lol.. 3. find a self-employed/home based business idea? you can make less money, but write off more taxes this way. 4. brew your own wine/beer, grow your own food, fishing and hunting. again.. because of carbon taxes, food is very expensive. where I live. so i go hunting and fishing a lot. lol... just remember this, the less tax you pay, the more money you save, and the less government can waste on lazy people who choose to be poor.

Always DIY. That saves a lot for me.