✔ 最佳答案
這類信件只須要寫清楚給銀行的 instructions 和所有 details, 無須咬文嚼字; 大致可如下:
Dear Sirs,
Please accept this letter as instructions to you to transfer all my outstanding balance under Credit Card No. aaaa aaaa aaaa aaaa to my account number: xxxx xxxxxx. If you have any questions to the foregoing kindly call me on my mobile phone No.: xxxx xxxx.
Thank you for your assistance in this matter.
Yours faithfully,
[Your name]
(Note: signature must be the same as you signed your credit card)
2009-06-22 18:52:01 補充:
outstanding balance can mean amounts in credit or debit. In your case the bank should know it is a credit balance so they will transfer all credit balance (i.e. HK$7xx) to your bank account.
"Excess balance" is not a right term. This $7xx is not excessive !