Pregnancy - group health insurance switch to another insurance company?
2009-05-30 7:36 am
I've now 5 month pregnant and I'm covered by my husband's company's health insurance, Cigna, for pregnancy. Now his company want to switch to another group health insurance company next month and I want to know if my pregnance still covered by the new insurance company? Or can I request to extend insurance coverage from Cigna until my baby is born to guarantee my pregnancy is covered?
回答 (3)
2009-05-30 12:04 pm
✔ 最佳答案
You will be covered.There are federal regulations (HIPAA) which require a insurance co. to impose no pre exisitng condition limitations when a firm changes to a different company.
參考: Experience with medical insurance
2009-05-30 11:51 am
To be honest...Roger is a spammer... You should be fine. Have him confirm with his HR though because not all 'group' plans are 'group' plans, but odds are it is and you'd be fine. Just check.
2009-05-31 10:52 am
You will be just fine - as long as it is a grp policy there are no pre-existing conditions
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