準夫婦夾錢買樓

For ownership and succession issue : The property could be owned either a person’s named or jointly in the mode of Owners in Common ( 50% : 50% ) or in Joint Tenants ( 100 % ). Joint tenants means if the other party pass away, the remaining one will be the sole owner. This is quite a common practice for a married couple.
For financing issue : Mortgage loan or other arrangements could be made either in a person or jointly with banks. The banks will usually consider the income of the borrower relative to the monthly loan repayment and other financial factors and securities of the borrowers. As each of the banks have different policies, it is a practical and feasible approach first to talk to your bank that you have an account with it. However, you should do some financial projection of your earning, expenses etc. in the future to plan for the home financing.

【銀行低息貸款】
<<安居樂業!信心保證>>
香港三大發鈔銀行之一其下全資附屬機構!絕對不會受近日金融海嘯而收窄批核!
本人是某銀行附屬機構信貸部的客戶服務主任!

本公司現推出一系列借貸計劃,包括:結餘轉戶,私人貸款,循環貸款,

中小企貸款,樓宇按揭!

無論閣下選擇任何一個借貸計劃,均以低息計算,相比很多銀行或財務都要平!

如客戶是 :Auto pay出糧或能夠提供MPF單或稅單者!可亨特選客戶優惠

月平息最低至0.28%,

查詢熱線:　６９０９２５２５
而我們的借貸額由五千至五十萬,還款期由6個月至60個月,十分彈性!

另本公司現放寬借貸審核,毋求令到閣下能夠更易得到借貸!

而且我們現在還有一個免入息証明計劃,對象包括學生,家庭主婦,self empoly自僱人仕現金出糧或無入息証明者:

可以不需任何証明,只需閣下的紅簿仔,住址証明,身分證就可以借款,方便一些沒有糧單及稅單的客戶!

憑著本人在借貸上的經驗,已在知識+為很多網友成功借貸,本人樂意為閣下效勞,定必儘力爭取最低利息!

迎查詢任何有關上述任何貸款計劃,假設未能幫到妳都最起碼比返一些專業意見你!

如有任何問題可直接電話聯絡本人!

專線 :六九零九二五二五 謝先生

ｔｅｌ：　６９０９２５２５
[email protected]

無論你們喜歡 只用一個人名 或 兩個人聯名 都是沒有問題的,
按揭證券公司是接受以未婚夫婦名義的申請的,
通常也無需要證明的, 只要 供款的比率 不超過收入的45%, 按揭上限可高至樓價的95%。