”Fate”與”Destiny”兩字在哲學意義上有何分別？

由於我都幾想知，上左wikipedia睇。
佢話: 「Fate is used in regard to the finality of events as they have worked themselves out; and that same sense of finality, projected into the future to become the inevitability of events as they will work themselves out, is Destiny.」

即係話當我做完一樣野，得出一個結果，我覺得係注定既，係fate。
而我未做一樣野，我覺得有一個注定既結果，係destiny。

所以我覺得fate有一種命運控制你既感覺，而destiny相反有一種希望既感覺。

同埋我知道destiny同destination係有關係的，即係「我要去我既目的地」既感覺。
但就算西方人宜家都將呢兩個字撈埋用。

很詳盡的回答，感謝你用心回答！