Well a few months ago, another friend of mine who was staying the weekend needed something from the store, and I gave him my keys and let him take my car to go get it, thinking lightning wouldn't strike twice. Well, it did. He totaled my car while he was out.
Now my car insurance company dropped me, and I can't find any other company that will take me without paying a ridiculous premium that I just can't afford.
I realize the accidents were partially my fault for letting someone else drive my vehicle, but since it was not me behind the wheel during both incidents, why am I the one that has to pay higher insurance now? I've never caused an accident myself, my driving record is clean...why am I the one whose insurance goes up, not the guys who were driving my cars when they got totaled?
I think this is really unfair. Not to be whiny, I accept responsibility, but how does that even work?
更新1:
David L. would it have been better for me to keep driving in a big city with lots of traffic while I was tired at the wheel? I let my friend drive because I was exhausted. The wreck I could not predict. As for the second time, okay, you got me there, but the gas station is literally across the street from my apartment complex, I didn't think a trip through a parking lot and across one street would be anything to worry about. But as I said, I accept responsibility, I do blame myself, I just didn't understand why my insurance would go up. I'm glad to know you would never let anyone drive your car but you and that you're a perfect human being. Good for you.
