用PPS交卡數

用「繳費靈」“PPS”付款是不收任何費用的！
你可以先去 OK 便利店(或是任何一間可以開「繳費靈」帳戶的地方)用你的中銀提款卡一刷，輸入(提款密碼)，再設定一個6-8位數字的「密碼」就開好了「繳費靈」帳戶！
之後「繳費靈」機會印一張「繳費靈」帳戶號碼的紙條，上面就印了和你的中銀戶口「掛勾」的「繳費靈」帳戶了！
「繳費靈」網站如下：
http://www.ppshk.com/index_c.html
你就已經可以用「繳費靈」付款了！不但沒有收費，有時候還有禮品呢！(現在舉行澳門威尼斯人酒店抽獎呢！)

If you transfer fund from one bank to another bank, no matter via Internet, or Phone, or branch counter, yes, you will have to pay service fee. Some banks charge around HK$30 for this. And this fund transfer might take ~2 working days. This is not a good choice for credit card payment.

To settle credit card bills, it is easy to do it via PPS. Just use your Bank ATM card to open a PPS account (from OK shops or PCCW shops), then you can pay different kinds of bills (electric bills, phone bills, management fee, school tuition, ........) via telephone or Internet at no extra charge.

Just make sure in PPS system to set the payment day 1 day before bill due date (just to avoid any accident for late payment that cause credit card interest penalty). And make sure your bank saving account (the bank account associated with the PSS account) have enough money on the date of payment.