有關遺產分配問題 - Ans.fyi 參考答案

有關遺產分配問題

[匿名]

2008-12-08 3:42 am

本人有以下CFP考試問題想請教:

Question 1
Freda is a widow who has a son Barry and a daughter Belinda. Barry married with Becky and has 3 daughters Candy, Cindy and Carol. Belinda is single. Few years ago, Freda made a will to leave all her assets to Barry and Belinda equally. Barry died last year in an air traffic accident. Freda also died recently with an estate valued at $6,000,000. How much will Cindy be entitled to benefit from his grandmother’s estate?

Question 2
Jack and Jill went up the hill last week and yesterday both of them were found killed in a forest fire. Jack has purchased a life policy many years ago. In the policy, Jack has designated his wife Jill as the primary beneficiary and his sister Jane as a contingent beneficiary. If the age of Jack, Jill and Jane is 40, 37 and 35 respectively, who is going to receive the death benefit of Jack’s policy?

Question 3

Frederick, Gary and Harry own a building as joint tenants with the right of survivorship. Frederick gave his interest in the building to Ian by executing and delivering a deed to Ian. Neither Gary nor Harry consented to this transfer. Gary and Harry subsequently died. After their deaths, Ian’s interest in the building would consist of how much?

請解釋答案, 吾該.

回答 (1)

Baggio

2008-12-08 5:40 am

✔ 最佳答案

Question 1 :

Cindy will not be entitled to any benefit from Freda’s estate.

Legally Freda only made one will, and in her will her assets are only left to Barry and Belinda. At time when Barry died, his right of entitlement of the will has lost automatically. Since there is no further consideration in Freda’s will that Barry’s right will be transferred to his next of kin, Freda’s whole assets will automatically be left to Belinda due to the death of another successor - Barry.

Question 2 :

Jane is going to receive the death benefit of Jack’s policy.

In a normal life policy the death benefit will be given to the primary beneficiary when the policy purchaser died. In this case the primary beneficiary Jill died before she was able to receive the death benefit she entitled. Hence the entitlement death benefit will consequently be transferred to the contingent beneficiary Jane.

Question 3 :
Ian’s will consist 100% of the interest in the building.

In a tenancy agreement with the right f survivorship, whoever involved in the agreement will give up his right to other survivor(s) upon his death. Even if Gary and Harry did not consent to Frederick ’s offering his interest to Ian with a deed, the deed is still a legitimate legal offer. Hence upon the death of Gary and Harry, the only survivor Frederick is entitled to 100% of the interest of the building, which will automatically be transferred to Ian according to the deed.

2008-12-20 10:21:33 補充：
Hi,

Wish you every success in your CFP examination.

參考: Myself

👍 0 👎 0