請問如果花旗破產, 我條一筆清洗唔洗即刻還晒?

2008-11-24 10:06 pm
啱啱先响31/8做响花旗左條一筆清成29萬, 60個月還.
如花旗破產, 我洗唔洗立即還清? 可否只需繼續每月還款就得呢?
唉, 煩左幾日......
如果要立即還清, 我都搵唔到第二間借錢嚟還, 實行破產了.

回答 (4)

2008-11-25 3:56 am
✔ 最佳答案
我睇呢個問題就無 001位網友咁樂觀啦!
花旗會唔會執笠?有無人出手相救我唔知?我祇係度講歷史!
記唔記得香港有間「國際商業信貸銀行」簡稱「BCCI」1991年執笠呀?香港分行業務雖然無問題,但由於當時中東大股東決定唔注資,香港政府又唔肯做擔保,結果要1991年7月17日清盤結業。
咁時被臨時清盤人接收同管理,普通市民祇能夠番 25%存款。大額定期存款仲要凍結輪候,但係欠賬就要立即清還,邊度有得遲還或者按月比,如無法立即清還則法律行動追討,人趕住清理盤數去還債點會被你拖!呢個係歷史教訓,所以唔好信銀行破產唔得閒追你呢怪論!
點解我咁清楚,我就係當時事件入邊受害人!
參考: 個人經驗同意見!
2008-11-26 12:54 am
1. 如果花旗破產,美國市民同政府仲大鑊,所以無咁易死。
2. 花旗曾經係全世界第一大銀行﹝以資產值計﹞,大把人對佢手頭上嘅資產有興趣,大不了俾人拆骨。
3. 你睇雷曼一話破產,野川即刻買咗佢亞洲業務。花旗有事,我睇情況差唔多。
希望幫到你!
2008-11-25 5:25 am
2008-11-24 10:44 pm
Don't worry. In case, CitiGroup bankrupted, there will be new owner to charge the bank and most of the operation will be continued. Since there are alot of bigger debts, the new owner will concerntrate to talk the biggest debtors. In this time, no one will bother to talk to you and just let your repayment paid as usual.

Moreover, your debt is an asset (account receiveable) to the new owner, they would like you to continue repay the debt.

Therefore, you will repay the debts month by month as usual.


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