請幫我翻譯 ( 中譯英 ) 10 points

關於外耤人仕的人口佔本行約31%，Clients of foreign nationalities count for 31 % among the total number of clients in our company / bank.
他們的壞賬比率一向較本地人仕較高；So far they have higher ratio in bad debts than local clients.
本行深知此情況，因此實行高利率政策，Our company /bank fully understands this situation. Hence, high interest policy is practising.
超過97%此人仕之年利率為42%或以上。The annual interest rate for over 97% of these clients is 42%, or even more.

Ji on the outside of the population who own about 31% of their bad debt ratio has been higher than the local participants; well aware of our situation here, so a high interest rate policy, more than 97% of the annual interest rate of 42 persons % Or more.

關於外耤人仕的人口佔本行約31%，他們的壞賬比率一向較本地人仕較高；本行深知此情況，因此實行高利率政策，超過97%此人仕之年利率為42%或以上。

=Ji on the outside of the population who own about 31% of their bad debt ratio has been higher than the local participants; well aware of our situation here, so a high interest rate policy, more than 97% of the annual interest rate of 42 persons % Or more.

Ji on the outside of the population who own about 31% of their bad debt ratio has been higher than the local participants; well aware of our situation here, so a high interest rate policy, more than 97% of the annual interest rate of 42 persons % Or more

Ji on the outside of the population who own about 31% of their bad debt ratio has been higher than the local participants; well aware of our situation here, so a high interest rate policy, more than 97% of the annual interest rate of 42 persons % Or more.