債務問題&清卡數問題 ... 請幫忙......請幫幫忙唔該啦

Before (27-29 Sep 2008)問過安信和花旗財務,都 reject 了!!
Please HELP!!!

1. 現時欠邊間銀行卡數,各欠金額幾多?

a)Hang Seng Bank Credit Card around $21,000
b)Citibank Credit Card around $30,000
c)AEON Credit Card around $50,000
d)大眾財務私人貸款Total$45,207 每月還$5,023
e)Aeon私人貸款Total$66,738 每月還$4,767
f) DBS 私人貸款Total$64,548 每月還$1,793

2. 如是貸款,初借的本金,每月供款金額,總還期數,同已還了的期數
大眾財務私人貸款初借的本金$135,000 每月還$5,023 總還40 期數,同已還了31 期數
Aeon私人貸款初借的本金$100,000 每月還$4,767 總還24 期數,同已還了10 期數
DBS 私人貸款T初借的本金$70,000 每月還$1,793 總還60 期數,同已還了24 期數

3. 每月扣除強積金後的薪金,咩方式出糧?

My salary is around $12,800 Autopay方式出糧

4. 做咩職業? 現公司做了多久?

My job is banking; senior teller; working in this company only 5 months,
but I have over 10 years job experience.

5. 有冇物業? 冇物業

P.S.希望能有方法盡快解決!謝謝! 我想知道你地suggest 做法 (如果做到的話), 同埋大約收費