如果信用卡(HSBC)入邊有錢,甘拎錢算唔算透支??

If you withdraw cash from credit card you have to pay interest to the bank as well.

I have similar experience as you before ... also HSBC credit card...

I called to the call centre and ask the staff to transfer the credit amount back to my saving A/C. No additional charge / handling fee.

Hello :
你之前 PPS 唔小心入多了錢.....
如現在想在信用卡入面攞錢.(當然會按一般現金透支計算)會有利息..
所以最簡單方法.就是用張信用卡簽脹購物.
例如: 信用卡入邊有500元,再簽脹購物600元.
之後再用 PPS 交費 100 元.便可.
希望幫到你.