✔ 最佳答案
1. Under whatever circumstances, you can claim the management company. The point is what your chance of winning the case is.
2. To win the case, you have to prove the management company is negligent (疏忽). For example, at the time your thing is stolen, the CCTV in the car park is out of order, or the guard is not at the post he is supposed to be. If you have evidence to prove, you are sure win.
3. In so far as the disclaimer is concerned, it cannot help the management company to exclude every liability. Point 2 above is a good example.
4. Lastly, you have to assess your loss. Say if you lose a camera of $5000, and the insurance company pays you $3000. It is most likely to occur like that. You will claim the management company for the balance $2000. You have to assess this $2000 against your time and effort to collect evidence, communicate with the management company and even go to small claims tribunel. Most people will give up at the end.