✔ 最佳答案
Every cheque can be a house cheque if the payee has the same bank account as the drawee and ask the bank to direct transfer the fund from the drawee's account to the payee's account through the teller's operation by house cheque debit first if the cheque and its signature can be verified and then house cheque credit successfully at the counter so that the payee can use the available credit afterwards without waiting for the normal clearing cheque process .