功課題目 :
A向銀行借$46萬、分48個月定額攤還、每月還$14,100，無任何手續費。
咁呢項借貸的每年實際年利率係幾多呢? 要連埋計算步驟。
唔該! 唔該!
(20點) 算術題:求實際年利率(APR)
2008-08-01 10:20 pm
回答 (2)
2008-08-11 4:31 am
✔ 最佳答案
圖片參考：http://i212.photobucket.com/albums/cc82/doraemonpaul/yahoo_knowledge/apr/apr01.jpg
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圖片參考：http://i212.photobucket.com/albums/cc82/doraemonpaul/yahoo_knowledge/apr/apr20.jpg
參考資料：
my maths knowledge
2008-08-01 10:43 pm
P=A(1+r)n
P=本利和=14100x48
A=本金=460000
n=存款周期=4
r=利率=r
P=A(1+r)n
14100x48=460000(1+r)4
676800=460000(1+r)4
1.4713=(1+r)4
log1.4713=4log(1+r)
log1.4713/4=log(1+r)
1+r=100.042
1+r=1.102
r=0.102
r = 0.102=(10.2%)
P=本利和=14100x48
A=本金=460000
n=存款周期=4
r=利率=r
P=A(1+r)n
14100x48=460000(1+r)4
676800=460000(1+r)4
1.4713=(1+r)4
log1.4713=4log(1+r)
log1.4713/4=log(1+r)
1+r=100.042
1+r=1.102
r=0.102
r = 0.102=(10.2%)
參考: MYSELF
收錄日期: 2021-04-29 18:13:54
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20080801000051KK01574