點解外國匯款香港銀行,要收BANK CHARGES?

2008-07-31 8:12 pm
唔該識答既人快D答我啦><"



點解外國匯款香港銀行,要收BANK CHARGES?同埋每次收既CHARGES費係幾多錢?

回答 (2)

2008-07-31 8:52 pm
✔ 最佳答案
in general, bank charges will be levied by 3 parties. 1) the remitting bank; 2) the corresponding bank, if involved; 3) the receiving bank. There may be corresponding bank if remitting bank and receiving bank has no business relationship, particularly the remitting bank has no branch in the country of receiver. They all do some admin works for the remittance, so have to get service fee, i.e. bank charge. There is no standard on bank charge. It is subject to bank's rate. It is around HK$150 to HK$200 usually, excluding the charge of corresponding bank.
2008-07-31 9:00 pm
因你要銀行做野,他米收你囖,家下好多都是這樣呢
收幾多要看你是邊個地方transfer過來香港,同埋要經幾個地方

Eg If China Bank does not have any branch in Singapore. Once your money is from HSBC-Singapore to Hong Kong China Branch. At least, the money route is - HSBC Singapore ---> HSBC Hong Kong ---> China Bank Hong Kong

And sometimes bc some international limitation, money cannot be transferred directly. For example, some South America, they have limitation on foreign transfer. You may check case by case. Thanks

Hope it can help you la.
You can check the charges as case by case by your bank customer service.
Around HK$100-HK$500/ time 不等
參考: My experience


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