己經到最後一步...有冇幫到我??

我是你的話，明天就第一時間跑去找律師伸請破產！！！


要鼓起勇氣承擔自己的責任啊！祝君好運了！:-1

The key point is do not contact Public Finance and other company who will charge you low interest but VERY-HIGH penalty. My friend borrows money from (大眾財務) with 1.2% per month flat rate but PF said the actual interest will be 3.0% FROM START OF CONTRACT if early repayment is requested. Beware of the penalty terms of the contract before signing.

你的情況債務重組真是不適合你, 因為大眾聯名而且還佔了大數, 唯一可以解決的方法便是破產。

近四個月己經還唔到<--仲有咩辦法呢?你都還唔到,不如破左產佢先5年後再黎過。
千其唔好灰心,好似我咁...我都破過啦,依家咪又係再返黎。
你實得架,辛苦幾年,馬死落地唔通唔郁咩!