我想問英國保誠(prudential)係咪呃人？

同埋Prudential d plan 既 comission rate 係比較低, 好多 IFA 都唔會賣 Prudential 既 plan

基金普遍公司comission rate可能係40-50, 而Prudential只係廿幾

Prudential 同樣都有 term life 賣, 睇返年紀, 廿幾歲的話都係百幾蚊已經可以

如果你想知多d, 你真係要聯絡返Prudential既agent

每間公司既計劃都唔同, 會有佢地自己獨特既賣點

想知多d咩叫呃人, 你可以去消費者委員會到查下邊間公司被投訴多d

Prudential呢間公司本身係唔會呃人...
每一間公司o既product都會有好同唔好之處..
每一樣野都唔會完美...

只係想搵到一份最岩自己o既野...

你個朋友講o既我估..應該係講term life..
term life無錯係好平..但係唔會保一世..
而佢講o既$800 我估係whole life...可以保一世..

保險買岩買夠就ok..唔洗買多..

你朋友咁講其實都係想你幫佢買..
IFA可以揀到O既野真係多..
而且投資O既回報往往都會比保險公司高..

保險公司..做保險一定會比IFA跟得好..
而IFA做投資會比保險公司跟得好..

呢D係大家O既專長..
所以你可以諗下你自己想要D咩...

I am one of the Prudential client and have bought their investment linked insurance, also I have bought in others as well. I have done a lot of comparision before I buy them. I will not say this or that financial company is bad or trick their clients. Since depend of what you want. If you want purely investment with a lot of choices in Funds, then go to IFA. (but might be involved higher risk ) However, if you want to invest in less risk, or have more protection, then go to Insurance company. I think go and ask for a plan is better, don;t just listen.Use your judgement! Ask the Prudential Agents, just like you ask your IFA friend. What about AIA or Manulife, have u asked as well. Just go and do some comparisions. Then u can have a better picture

you can click in our company web-site to take a look ..
www.massmutual.com.hk
if you hv any problem just send e-mail to me..
[email protected]