Urgent!!買樓問題

2008-05-22 12:00 pm
一買家已250萬買了一個office單位,8成(即200萬)是mortgage loan。

該買家在還清欠款給銀行前已把物業出售。

若提早比$$銀行,我想問買家是否都須要還清200萬比銀行?

利息計到幾時?

提早比錢屬樓洗唔洗罰息?

回答 (1)

2008-05-22 5:18 pm
✔ 最佳答案
1. Yes. Have to repay $2.0 million to bank as this is a principal of the loan.
2. Interest will normally be charged to the date of full repayment of the mortgage loan.
3. It is a usual practice bank will demand more in a penalty clause for the early repayment of the loan. This is usually stated in the mortgage loan agreement of each of the banks.


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