✔ 最佳答案
我建議你可向相關公司發出final notice of repayment[用掛號信寄, 自己keep一個copy]...信內列明相關借款條約及金額......說明該期限以過....要求該保險公司14日內回應及settle payment....如果14日內收不到通知會直接take legal proceedings....
如果真係到期都收吾到或冇任何回應...你可以搵個solicitor幫你去sue佢地, 本金連interest及法律上既開支claim佢地...幫佢地申請清盤.....
sample letter如下.....
Dear Sirs,
I write to inform you that your loan has been past due and this instrument serves as a final demand notice for repayment. Please be advised that according to our loan agreement dated [loan date] [ref: loan contract number] of HKD xxxxxx, XXX company agrees to repay me HKD xxxxx on or before the date [deadline].
If I do not receive a full repayment as situplated on the agreement within the fourteen days from this letter, I will have no alternative but to issue proceedings in the XXX Court without further notice.
If it is necessary to pursue this course of action, please note that I intend to pursue a claim for a full compensation, plus interest, together with any incidental costs incurred.
Yours faithfully,
Sign and print your name here.
我本人吾太建議用收數公司.....如你所講...如果公司係於收數其間清盤, 法庭會按債主既申訴日及欠款金額排隊.....預期佢會行清盤依條路....點解吾早d排隊呢?
再者...有d公司可能出面有更大既街數想cover吾想比其他債主知佢地財務有問題....如果你sue佢地件事就open左....可能佢地會吾想因小失大而係你發final notice後主動搵你傾settlement...
我試過用上述成功help我family追d食市and其他公司錢
hope the information is useful to you