本人同男朋友想買樓做按揭, 不知道邊間銀行較好?
A) 利率較低 (我們二人都是公務員, 好似D有銀行有優惠)
B) 較易審批 (我們要做到95%按揭)
謝謝!
請問邊間銀行做按揭貸款好?
2008-04-05 10:33 pm
回答 (3)
2008-04-06 5:09 pm
✔ 最佳答案
最好去銀行做按揭起碼一定有保障.你二人都是公務員較易審批.如你任何一方無業就要看你入息如何.如入息有問題可能要第三者保險. 你要問清楚公務員是有優惠(不知是向政府申請還是可以在銀行做).中銀比較好.我之前做二次按揭去問過好多間最快回覆.做95%按揭要買一份按揭保險約一,二萭元.(但現在有新出你問清楚銀行)不過如你在其他銀行有優惠最好就用有優惠銀行供樓就冇哪樣吃力 但你買樓可向地產商問會有介紹銀行幫你審批。你層樓要聯名保障你自己不要被偏.886
2008-04-07 7:20 am
The key point is do not contact Public Finance and other company who will charge you low interest but VERY-HIGH penalty. My friend borrows money from (大眾財務) with 1.2% per month flat rate but PF said the actual interest will be 3.0% FROM START OF CONTRACT if early repayment is requested. Beware of the penalty terms of the contract before signing.
2008-04-07 4:27 am
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http://community.she.com/messageboard2/index.cfm?bdid=14&topic_id=1951998
收錄日期: 2021-04-13 21:45:37
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