anyone could help me to translate this...

樓貸次按問題令致信貸市場波動，逼使投資者留連於高質市場。
嚴謹的借貸標準和息差擴寬加大了高回報信貸市場的壓力。
volitility = 波動
credit market = 信貸市場
suprime lending market = 樓貸次按市場
lending standard = 借貸標準
credit spread = 息差(信貸市場上收取的利息差距)

2008-03-26 23:36:45 補充：
高風險(high risk)的市場才會提供高回報(high yield)，這是投資的基礎信念。

2008-03-26 23:43:51 補充：
應該說是 樓貸次按問題 令致信貸市場的波動加劇。

2008-03-28 11:45:01 補充：
All Chinese translations above are technical terms used in this industry as seen in journals of respective institutions.

2008-03-28 11:50:38 補充：
subprime problems refers to the market of house mortgage business not just general credit market(次級借貸市場).
credit spreads = 息差(信貸市場上收取的利息差距), not信貸的上下限(upper limit and lower limit)or (upper end or lower end)
These are technical terms commonly used.

2008-03-28 11:51:51 補充：
spread = price difference (in common sense)

2008-03-30 23:59:41 補充：
有點出奇，原來投票的人有這麼多人是隨意而不認真。有違knowledge 的設立用意。

2008-03-31 18:31:06 補充：
My knowledge on subprime issue is based on
The Journal of Structured Finance (Summer 2007 Vol.13 Number 2)
Article written by: Allan N. Krinsman
"Subprime Mortgage Meltdown: How Did It Happen and How Will It End?"

The above is the leading journal of finance industry on such issue.

如果分析一下投票的時間，會見到更有趣的現象。他們都是集中在深夜時分的投票人士。何解？

1. 由次級借貸市場產生的信貸市場波幅, 令投資者留在高品質市場中。

2. 收緊借貸標準和提高信貸的上下限令高回報信貸市場增加不少壓力。
其實呢d咁學術性嘅英文,好難用中文好全神咁翻譯,我都係盡力而為。