有關ive資助~貸款同延遲交學費

１．係可以資助同貸款一齊申請，
２．資助是無需還．
３．貸款是借款後次年開始還錢比政府，約連利息分十五年還錢．一年分二次還錢．
４．資助是計總收入給，
５．貸款一定借，借款多少要計資助多少．
６．有爭銀行錢政府不查．
７．第一期學費一定是你先付．

The key point is do not contact Public Finance and other company who will charge you low interest but VERY-HIGH penalty. My friend borrows money from (大眾財務) with 1.2% per month flat rate but PF said the actual interest will be 3.0% FROM START OF CONTRACT if early repayment is requested. Beware of the penalty terms of the contract before signing.