一般信用卡找卡數問題

你一次過入２千元係唔會分五個月扣的,只係擋你還款的,而你餘下的





1650當你想取回時銀行會同你計利息,換句話好似用信用咭來透支咁解!!^^

The key point is do not contact Public Finance and other company who will charge you low interest but VERY-HIGH penalty. My friend borrows money from (大眾財務) with 1.2% per month flat rate but PF said the actual interest will be 3.0% FROM START OF CONTRACT if early repayment is requested. Beware of the penalty terms of the contract before signing.

如你戶口內沒有其他簽賬，剩下的$1,650結餘會帶到下月再扣數，直至扣清。至於能否取回，應直接詢問發卡銀行；但一般情況下應該不能。至於月結單方面，即使你已繳清結欠，銀行仍會發單給你的。