一般信用卡找卡數問題

2008-03-22 7:45 am
如果用信用卡分數付款.一個月要付350元正.但係我一次過入左2000元入落信用卡戶口.係未姐係代表我頭5個月分期條數佢會慢慢幫我扣??
如果唔係.我果2000-350=1650蚊會去左邊?有咩方法可以囉番??

ps如果我d卡數次次都好早就清哂.銀行重會唔會計月結單比我??
唔該各位

回答 (3)

2008-03-23 8:19 am
你一次過入2千元係唔會分五個月扣的,只係擋你還款的,而你餘下的





1650當你想取回時銀行會同你計利息,換句話好似用信用咭來透支咁解!!^^
2008-03-23 3:03 am
The key point is do not contact Public Finance and other company who will charge you low interest but VERY-HIGH penalty. My friend borrows money from (大眾財務) with 1.2% per month flat rate but PF said the actual interest will be 3.0% FROM START OF CONTRACT if early repayment is requested. Beware of the penalty terms of the contract before signing.
2008-03-22 8:08 am
如你戶口內沒有其他簽賬,剩下的$1,650結餘會帶到下月再扣數,直至扣清。至於能否取回,應直接詢問發卡銀行;但一般情況下應該不能。至於月結單方面,即使你已繳清結欠,銀行仍會發單給你的。


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